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Derek Lam Frequently Asked Questions
What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.
* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states.
California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.
Which payment methods are accepted if I use the option to pay Installments on Shop Pay?The installments option on Shop Pay is available on debit and credit cards.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
Does this affect my credit score?
No, there is no impact on your credit score.
Have more questions?For questions about installment payments on Shop Pay, visit shop.affirm.com/help.For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.