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Editors' Pick 5
Coupons 27
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Terms and conditions apply.Plus, you’ll receive an introductory interest-free period to help you get settled with your new card (0% APR for first 18 billing cycles, after the offer ends a 19.24% - 29.24% Variable APR on purchases and balance transfers will apply).
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Earnest Frequently Asked Questions
How to earn rewards?
Qualified Referrers and their Referring Clients who register using the Qualified Referrer's Unique Referral URL or Identifier will be rewarded. Different award amounts and additional terms will appear in the referral invitation or accompanying promotional materials. Payments shall be made to their respective accounts via ACH unless otherwise notified. Rewards are pending verification. The company may delay awards for investigative purposes. They may also refuse to verify and process any transaction that the Company, in its sole discretion, considers to be fraudulent, suspicious, in violation of these terms and conditions
How to make a recommendation?
Once an individual refers a friend, family member or colleague, he/she becomes a referrer. The Unique Referral URL and Unique Identifier Code allow Referrers to receive Rewards for Qualified Referrers. Unique Referral URLs or Unique Identifier Codes will only be issued to individuals. Referrers must respect the spirit of the program and recommend only real individuals who meet the requirements of these terms and conditions. Recommenders cannot recommend themselves. For example, Referrers may not use Earnest to create multiple or fake accounts, or use multiple or fake email addresses or identities to participate in the program. Referrers agree not to solicit applications for Earnest's student loan refinancing products.
Who is eligible for Earnest Private Student Loans?
Eligible students must be:
Enrolled full-time or enrolled at an eligible Title IV 4-year institution.
U.S. Citizen or Permanent Resident or applying with a co-sponsor who is a U.S. Citizen or Permanent Resident (mainly does not need to be a U.S. Citizen or Permanent Resident, but SSN is required).
Apply for a loan to cover their current school year's fees, or up to 365 days in advance of overdue balances
Apply for a minimum loan amount of $1,000 unless state of residence dictates otherwise
SAP (Satisfactory Academic Progress) is not required.
What payment methods do they support?
They support the following payment methods:
Elm NDN.
Great Lakes CDS.
Electronic transfer to your school bank account.
paper check.
Refunds by check can be mailed to: PO Box 8016, Fishers, IN 46038. Please provide student name and SSN.